Terms of Use

By accessing or using this website, including purchasing or downloading digital products, you agree to these Terms of Use.

Ownership and Intellectual Property

All content on this website, including text, artwork, illustrations, design, and other materials, is the intellectual property of Stefan Djuradj Kovacic, unless otherwise stated.

You may not reproduce, distribute, resell, modify, or publicly share any content from this site without written permission from Stefan Djuradj Kovacic. Nothing in these terms limits rights permitted under applicable copyright law, such as fair use or statutory exceptions.

Eligibility

You must be legally capable of entering into a contract, including meeting the minimum age requirements in your jurisdiction, to make purchases or donations on this website.

Digital Products

All products sold on this website are digital goods delivered electronically. Access to digital products is provided immediately after payment or through download links made available upon purchase.

License: Digital products are licensed, not sold. The license grants a non-exclusive, non-transferable right to download and use the product for personal, non-commercial use. You may print copies for your personal tabletop use. Redistribution, sharing, public posting of the files or their contents in a readable or downloadable form, commercial use, and resale are prohibited without written permission from Stefan Djuradj Kovacic.

Use in recorded or streamed tabletop play is permitted, provided the files themselves are not shared or displayed in a full-page or otherwise substantially readable form.

Disclaimer

All tabletop roleplaying game content, mechanics, and materials provided on this website are for entertainment purposes only. They do not constitute professional, legal, medical, or financial advice.

Donations

Donations are voluntary contributions that support ongoing development. They do not constitute payment for goods unless explicitly stated.

Refunds

Digital products are delivered immediately after purchase. Refunds are not offered once delivery has started or a download link has been provided, except where mandatory consumer law applies. By purchasing digital content for immediate delivery, you request immediate performance and acknowledge that any statutory right of withdrawal may be lost where permitted by law and where applicable consent requirements are met. Donations are voluntary and non-refundable.

Availability and Enforcement

Products, pricing, and content may change or be discontinued at any time. No guarantee is made regarding long-term availability.

Stefan Djuradj Kovacic may refuse service or restrict access to the website and future downloads where reasonably necessary to prevent fraud, chargeback abuse, or violations of these terms. Lawful purchasers will retain access to the purchased content through reasonable support channels.

Technical Issues

If you experience problems accessing or downloading a product, contact Stefan Djuradj Kovacic at contact@stefandjuradjkovacic.games and reasonable assistance will be provided to resolve access issues.

Third-Party Services

This website relies on third-party services such as Squarespace for hosting and PayPal for payment processing. Use of those services may be subject to their own terms and policies.

Limitation of Liability

To the maximum extent permitted by law, products and content are provided “as is” and “as available”. Stefan Djuradj Kovacic is not liable for indirect, incidental, special, consequential, or punitive damages arising from use of the website or digital products. Nothing in these terms limits liability for fraud, wilful misconduct, gross negligence, or any liability that cannot be excluded under applicable law. This includes liability for death or personal injury where such exclusion is not permitted by law.

Governing Law and Jurisdiction

These terms are governed by the laws of the Republic of Serbia.

Any disputes arising from or relating to these terms or the use of this website are subject to the jurisdiction of the courts of the Republic of Serbia, except where prohibited by applicable consumer protection laws or mandatory consumer rights in the buyer’s country of residence.

Copyright Complaints

If you believe content on this website infringes your copyright, email contact@stefandjuradjkovacic.games with:

• Identification of the work.

• The URL of the allegedly infringing material.

• Your contact details.

• A statement that you believe in good faith the use is unauthorized.

Stefan Djuradj Kovacic will review and respond, and may remove or disable access where appropriate.

Changes

These Terms of Use may be updated from time to time. The “Last Updated” date reflects the most recent revision. Changes apply prospectively and do not affect purchases made prior to the effective date of the update.